Points on Your License: What They Mean and How to Keep Your Record Clean

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Most drivers don’t think about the points on their license—until it’s too late. The driver’s license point system is designed to track traffic violations and encourage safer driving. Accumulating too many points can lead to increased insurance premiums, mandatory driving courses, and even license suspension. Understanding how this system works can help you avoid costly consequences and keep your record clean.

What is a Driver’s License Point System?

Many states use a point system to monitor traffic infractions and penalize repeat offenders. Each traffic violation carries a certain number of points based on its severity. Minor infractions, such as running a stop sign, may result in just a few points, while major offenses like reckless driving or DUI can add significant points to your record.

Beyond legal penalties, accumulating points can also impact your car insurance rates. Insurance companies view drivers with higher points as high-risk, leading to increased premiums.

States That Do Not Use a Point System

While most states utilize a point system, some do not track violations through a formalized points structure. Instead, these states monitor drivers based on recorded offenses and take action based on the frequency and severity of violations. States that do not use a driver’s license point system include:

• Hawaii

• Kansas

• Louisiana

• Minnesota

• Mississippi

• Oregon

• Rhode Island

• Washington

• Wyoming

Even in these states, repeated violations can still lead to license suspensions and increased insurance rates.

Common Traffic Violations and Their Point Values

The number of points assigned to a violation varies by state, but here are some general examples:

• Speeding – 2 to 6 points, depending on how much over the speed limit you were driving

• Reckless Driving – 4 to 6 points

• DUI/DWI – 6 to 12 points, plus potential license suspension

• Running a Red Light/Stop Sign – 2 to 4 points

• Failure to Yield – 3 points

• Driving Without Insurance – 4 to 6 points

• Hit and Run (Property Damage/Injury) – 6 to 8 points

Each state assigns points differently, so it’s important to check your state’s specific traffic laws.

Penalties for Too Many Points

Accumulating too many points on your license can have serious consequences, including:

• License Suspension: Reaching the maximum allowable points within a set period can result in temporary or permanent suspension.

• Mandatory Driving Courses: Some states require drivers with excessive points to complete defensive driving courses.

• Reinstatement Fees: If your license is suspended, you may have to pay hefty fines to reinstate it.

• Increased Insurance Rates: More points typically mean higher insurance premiums.

How to Check Your License Points

Every driver should periodically check their driving record to see how many points they have. Most states offer online access to driving records through their Department of Motor Vehicles (DMV) or equivalent agency. You can also visit a local DMV office or request a copy of your record by mail.

How Many Points Before You Lose Your License?

Each state has its own rules regarding the number of points that can lead to suspension. Here are some examples:

• California: 4 points in 12 months, 6 points in 24 months

• Florida: 12 points in 12 months, 18 points in 18 months

• New York: 11 points in 18 months

• Georgia: 15 points in 24 months

If you accumulate points close to your state’s threshold, you should consider taking steps to reduce them before a suspension occurs.

Can Points Be Removed?

Yes! Many states offer ways to reduce or remove points from your driving record:

• Defensive Driving Courses: Some states allow drivers to remove points by completing an approved defensive driving course.

• Waiting Periods: Points eventually expire, typically after 2 to 5 years, depending on the state.

• Legal Challenges: If you believe a ticket was issued unfairly, you can contest it in court to avoid points being added.

The best way to keep your record clean is to drive safely and follow traffic laws. However, if you’ve accumulated points on your license, you still have options. Understanding how the system works and taking proactive steps can prevent costly fines, higher insurance rates, and potential license suspension. If you need help fighting a traffic violation, schedule a consultation now and we can help you navigate the legal system and protect your driving privileges.